DISSOLVE 1 Tbsp. flavored instant coffee in hot water; drizzle over ladyfingers. Line bottom and side of shallow 1-1/2-qt. bowl with ladyfingers.
BLEND 1/2 cup milk, cream cheese and remaining undissolved flavored instant coffee in blender until smooth. Add dry pudding mixes and remaining milk; blend 2 min. Carefully pour into lined bowl; top with COOL WHIP.
REFRIGERATE 3 hours.