For those of us from the SW, I used western style ranch beans. You could also use flavored pinto beans, or chili beans. I changed the cheese to low fat co-jack, and I omitted the ranch dressing-the salsa is the dressing or use low fat sour cream. To "fancy it up" you could add avocado slices or guacamole.
I was glad to see this recipe-I had forgotten how good it was!!