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HEAT oven to 350°F.
PLACE apples in 13x9-inch baking dish sprayed with cooking spray. Add juice and water; mix lightly.
MIX sugar and cinnamon. Add to bread in large bowl; toss to evenly coat. Spread over apples; dot with butter.
BAKE 45 min. Sprinkle with cheese; bake 5 min. or until melted.