HEAT oven to 425ºF.
BLEND cottage cheese in blender until smooth; spoon into large bowl. Stir in milk, then oats. Let stand 10 min. Meanwhile, mix next 6 ingredients.
ADD bananas, oil and egg to cottage cheese mixture. Stir in dry ingredients just until moistened. Spoon into 12 muffin cups sprayed with cooking spray.
BAKE 15 min. or until golden brown. Cool in pan 5 min.; remove to wire rack. Cool completely.