HEAT oven to 350°F.
BEAT cream cheese, butter, sugar and butter in large bowl with mixer until blended. Add bananas and eggs; mix well. Add combined dry ingredients; mix just until moistened. Stir in chocolate.
POUR into greased and floured 8x4-inch loaf pan.
BAKE 1 hour 10 min. or until toothpick inserted in center comes out clean. Cool 5 min.; remove from pan to wire rack. Cool completely before slicing to serve.