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HEAT oven to 400°F.
PLACE bread slices in single layer on baking sheet. Bake 3 to 4 min. on each side or until toasted on both sides. Rub with garlic. Cool.
SPREAD toast slices with reduced-fat cream cheese; top with tomatoes and onions.
WHISK vinegar, oil, sugar and pepper until blended; drizzle over toast slices. Top with basil.