HEAT oven to 400°F.
PLACE bread slices in single layer on baking sheet. Bake 3 to 4 min. on each side or until toasted on both sides. Rub with garlic. Cool.
SPREAD toast with cream cheese; top with tomatoes and onions.
WHISK vinegar, oil, sugar, salt and pepper until well blended. Drizzle over toast slices; top with basil.